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  Ever wondered what is the most crucial rule on the Blackjack table? Experts explain the

  Blackjack 3 to 2 payout?? and its purpose for the New Zealander gambler.

  Blackjack pays 3

  to 2

  This crucial rule refers to the amount received when?? the Blackjack player has a

  hand amounting to 21.

  You will find it written in large letters on most casino tables.

  ?? The statement refers to one of the most basic rules of the table game.

  Simply put, the

  pay rule means that?? you will receiveR$3 for everyR$2 wagered, or an equivalent

  percentage. This rule is slightly better than simply having a better?? hand than the

  dealer’s. This latter situation has a 1 to 1 rule. Thus, if you beat the bank with?? a

  hand that falls short of the 21 value, you get the equivalent of your wager.

  The

  Blackjack Pays 3 to?? 2 In

  Action

  $1?$0.15

  $5?$0.75

  $1?$1.5

  $2?$3

  $3?$4.5

  $5?$7.5

  $10?$15

  $20?$30

  $50?$75

  $100?$15

  0

  $200?$300

  $250?$375

  $1000?$1500

  Blackjack Payout Chart

  The Bets The Standard Pay

  Blackjack 3:2 Insurance 2:1 Non-Blackjack Win 1:1

  These bets are essential for?? any

  version of the game. However, the insurance option will not always be available.

  Beyond

  the basic betting schemes, players in?? New Zealand can play at tables with several side

  bet types. The 21+3 and Perfect Pairs side bets in Blackjack?? are some of the most

  frequently encountered.

  Perfect Pairs Table

  Pair Type Pay Scheme Unsuited 5:1 / 8:1

  Unsuited & Same Colour?? 10:1 Suited 25:1 / 30:1

  21+3 Bets Table

  Bets Pay Table Flush 5:1

  Straight 10:1 Three of a Kind 30:1 Straight Flush?? 40:1 Suited Three of a Kind

  100:1

  Hot3 Table

  Dealer’s Hand Value Pay Scheme 19 1:1 20 4:1 21 20:1 Three 7s

  ?? 100:1

  Hot3 bets consider the sum value of your two initially dealt cards as well as the

  dealer’s upcard.

  Bust It Table

  Cards?? on Bust Pay Table 3 Cards 1:1 4 Cards 2:1 5 Cards

  9:1 6 Cards 50:1 7 Cards 100:1 8?? Cards 250:1

  Bust it wagers concern the number of

  additional cards held by the dealer when busting. Naturally, the odds of?? having five

  playing cards or more get rapidly slimmer, corresponding to a higher return.

  Table game

  players from New Zealand will?? also find four rarer types of betting schemes:

  Royal

  Match

  Super Sevens

  Lucky Ladies

  Over/Under 13

  These are the blackjack payout tables for

  each:

  Royal Match?? Table

  Match Types Pay Table Royal Match 5:2 Suited Kind and Queen

  24:1

  Super Sevens Table

  Number of Sevens Pay Table 1 Seven?? 3:1 2 Unsuited Sevens 50:1 2

  Suited Seven 100:1 3 Unsuited Sevens 500:1 3 Suited Sevens 5000:1

  Lucky Ladies

  Table

  Pairs Pay?? Scheme Unsuited 4:1 Suited 10:1 Suited & Same Rank 25:1 2 Queens of

  Hearts 200:1 2 Queens of Hearts &?? Dealer 21 1000:1

  Tips Over/Under 13 is a side bet

  type that has you wager on whether the sum of your?? cards exceeds 13 or stays below it.

  If it is 13, you will generally lose the bet, but some casinos?? will allow betting on

  having exactly a 13 sum.

  Why is the Blackjack 3:2 payout more important than other bet

  types?

  You?? can see from the tables that the standard rule pay amount is lower than that

  for other side bets. Its?? importance comes from the fact that, as opposed to side bets

  which are optional, the 3:2 payout always is “on?? the table.” More so, most results that

  end up in a successful side bet have low odds of occurrence.

  However, from?? the basic

  Blackjack odds theory, the probability of getting a natural blackjack is better.

  Odds

  for a 3:2 Payment

  1 Deck of?? Cards – 4.826%

  2 Decks of Cards – 4.779%

  4 Decks of Cards –

  4.756%

  5 Decks of Cards – 4.745%

  6 Decks of?? Cards – 4.749%

  8 Decks of Cards –

  4.745%

  How to Better Read Payouts

  To better assess the Blackjack 3 to 2 meaning,?? you

  should understand how to quickly figure out how much real money a successful bet

  returns.

  The 3:2 payout has a?? proportional formulation that may prove difficult to read

  for New Zealand players unaccustomed to Blackjack games slang. You have seen?? that for

  aR$2 wager, you will receiveR$3, but there is a simpler way to see the return for any

  bet?? amount.

  Tips Standard rules pay amount is equivalent to 1.5:1. To determine how

  much you get back following a successful round,?? you should multiply your initial bet by

  1.5.

  Learning to read payouts properly will help you quickly tell apart a bad?? bet from

  a worthwhile one. You can reduce the general process to a few simple steps:

  Steps to

  Figure Out Blackjack?? Payout Amounts

  Find out the Blackjack payout for the bet. Divide

  both numbers by the second one. Multiply your bet with?? the first result.

  This process

  will show you the resulting return. You have seen how the pay scheme works for low

  ?? wagers.

  How much do you get for aR$25 bet, based on the Blackjack pays 3:2 rule?

  You

  start by dividing the numbers?? by 2. You get 1.5:1 instead of 3:2. Then you multiply

  your initial wager by the first number. Thus, you?? getR$25 × 1.5 =R$37.5.

  This approach

  will work for any pay scheme that is given in the proportional formulation.

  Examples of

  Different?? Payouts for aR$25 Bet

  1:1 pays outR$25.

  5:2 pays outR$62.5. This value is

  equivalent to 5 divided by 2 and multiplied byR$25.

  9:1?? pays out withR$225, or nine

  times your wager.

  6:5 pays out withR$30 since 6:5 is the same as 1.2:1.

  Blackjack Pays

  3?? to 2 Meaning for House Edge

  It is the standard rule for classic tables. However, it

  will not be the only?? one you will find in online casino New Zealand sites and

  venues.

  Casinos available in New Zealand have started showing a?? greater variation in

  the table game options and rule versions. One place where available games will differ

  is the player?? Blackjack payout.

  Nowadays, the best casinos will also feature tables

  where the ‘Blackjack Pays 3 to 2’ is replaced by 6:5,?? 2:1, or even 1:1 payouts, as is

  the case for Switch options.

  The Importance of the Blackjack 3 to 2 Payout

  There’s?? one

  clear reason for which the 3:2 rule has fallen out of the casino’s favour, especially

  with the advent of?? its 6:5 counterpart.

  Be aware The 6:5 Blackjack payout rule is

  disadvantageous to the player and raises the house advantage by?? about 1.3%.

  Nonetheless, the 6 to 5 amount is still better than the 1 to 1 pay scheme that you?? find

  in Switch Blackjack games. Some tables can also have a 7 to 5 pay rule, which is also

  worse?? than the standard.

  Tips The best rule variant has a 2 to 1 return. This option is

  even better than the?? standard table game payment rule.

  These facts may not come to

  light outright, but if you use the algorithm of discerning?? returns for a wager, you

  will see the difference:

  Payout Chart Comparison

  Pay Scheme Variations Fractional

  Equivalents The Return for aR$5 Bet?? House Edge Effect 3:2 1.5:1R$7.5 +0% 6:5 1.2:1R$6

  +1.360% 7:5 1.4:1R$7 +0.453% 1:1 1:1R$5 +2.266% 2:1 2:1R$10 -2.266%

  Tips There also?? is

  an additional rule that provides a 2 to 1 return for suited blackjacks. This option

  also has a wide?? effect on the overall table game house advantage.

  The Blackjack 3:2

  Payout Chart, Visualised

  You may be surprised to see negative house?? edges in some

  instances. A negative house advantage indicates that you would effectively profit, and

  the bank will lose funds?? in time.

  The reason is that we kept the same rules while the

  return on 21 was the only free variable.?? This approach should make it clear why the

  standard 21 pay scheme is so important.

  Payout Chart Conclusions

  The 2 to 1?? pay scheme

  is the best option out there. However, games with this rule will have other rule

  specifications to raise?? the house advantage and make the tables profitable for the

  gambling enterprise. The 3:2 table game versions are the standard?? ones when Blackjack

  basic rules are concerned. They also tend to be the most advantageous for New Zealand

  Blackjack players.?? If they also have a suited 21 rule, then the house edge will be

  balanced by some other rule variation.?? Do not participate in 6 to 5 game versions. The

  same goes for the Switch version that has the 1?? to 1 payment. The house advantage

  additions, in this case, make them worse than the standard payment version. 7 to?? 5

  versions are still worse and are only a good alternative for the 6 to 5 and 1 to 1

  ?? tables. They may be an option if they have extra betting variations that lower the

  house edge, for example, the?? suited 21 rule. While the standard card game 21 payment

  variant is the fairer among the options, rule variations will?? change the standard house

  advantage. Our New Zealand readers should know how each bet option changes the house

  edge.

  Blackjack 3?? to 2 Versions

  We establish the standard game to have the following

  rules:

  It has eight card decks in play. Dealer stands?? on soft 17. You can double on any

  two cards and may double after split. You cannot resplit. Naturally, Blackjack?? pays 3

  to 2. Dealer peeks for 21. No surrender. No number card bonuses. The cards get shuffled

  after each?? hand.

  Under these rules, the standard house edge is 0.488% for hands and

  0.433% for wagers.

  Blackjack 3 to 2 Payout Chart?? with Rule Deviations

  The house

  advantage for standard pay rule games increases by 0.213% per hand and 0.188% per your

  wagers.?? This change is one of the highest isolated effects per a single rule.

  On the

  other end of the spectrum, in?? the specific case of blackjack 3 to 2 payout games, the

  ability to split a pair of aces reduces the?? bank advantage by a value between 0.166%

  and 0.187%. However, the biggest perk you can have at such a table?? is the 2 to 1 pay

  scheme for suited 21 hands. This added rule will reduce the overall house edge?? by a

  whopping 0.567% per hand and 0.337% for wager.

  In the standard rule setup for the

  Blackjack 3 to 2?? payout option, you would effectively make money in the long run.

  These

  conditions will be crucial for choosing your correct table,?? but the following rule

  effects are still to be considered.

  How Do the Card Decks Affect Blackjack 3 to 2

  Payout?? Games

  Rule Deviations Effect on house edge per wager Effect on House Edge / Hand

  Six Decks -0.024% -0.027% Five Decks?? -0.044% -0.049% Four Decks -0.073% -0.081% Two

  Decks -0.222% -0.247% One Deck -0.532% -0.594%

  As a rule of thumb, the fewer?? the card

  decks in play, the better your odds are for a win. Ideal options are double deck or

  single?? deck games, although these are rare in online casinos from New Zealand. It does

  not mean, however, that you will?? not find online Blackjack casinos that feature such

  options, among many others.

  Surrender Variation Effects

  Double Down Effects on

  Blackjack 3 to?? 2 Payout Versions

  Any limitation on what cards you may double down on

  will add to the house advantage and, in?? turn, decrease your chances to win. However,

  the effect of the double on 9 to 11 rule is almost non-existent?? when considering the

  house advantage per each hand.

  Resplit Rules and Their Effects

  The more hands you are

  allowed to resplit to,?? the better your resulting pay chances. Naturally, being allowed

  to resplit aces gives you a considerable edge.

  Dealer Peek Effects on?? Standard Game

  Versions

  Dealer Peeks for 21 – 0% for your hand and 0% for a wager.

  Dealer Doesn’t Peek

  for 21?? – +0.123% per hand and +0.119% per wager.

  Dealer Peeks on Ace – +0.114% for a

  hand and +0.11% for a?? wager.

  Dealer Peeks on Ten-Value Card – +0.023% per hand and

  +0.02% per wager.

  Split bets are lost on peek – +0.041%?? for your hand and +0.037% for

  your wager.

  Bonus Pay Effects, Rated

  5-card Charlie: -1.444% per your hand and -1.292%

  per your?? wager. Six-card Charlie: -0.309% for a hand and -0.279% for wagers. Five or

  more-card 21 pays 2 to 1: -0.227%?? per hand and -0203% per wager. Five-card 21 pays 2 to

  1: -0.185% per hand and -0.166% per wagers. Seven-card?? Charlie: -0.159% per hand and

  -0.033% per wager. 777 pays 3:1: -0.090% per hand and -0.081% per wagers.

  We have to

  ?? note that the 777 3 to 1 bonus can come with the several-card Charlie or multiple card

  21 payouts. Thus,?? the best option for additional bonus payouts to the 3:2 rule would be

  the five-card Charlie plus the 777 3?? to 1 payment rule.

  The First Step to Understanding

  the Game

  Now you have attained a solid grasp on the Blackjack pays?? 3 to 2 meaning of

  the rule and the difference between it and other pay versions. Additionally, we have

  provided?? scientific data regarding the effects of other rule variations on the standard

  3:2 tables.

  You have effectively begun your journey to?? understanding the table game and

  playing in an informed and safe manner. Our specialists on the subject will also

  provide?? you with the steps you need to follow up with now:

  Follow-up Study Steps

  Get

  the hang of all other blackjack rules?? and table game basics. Study the table game odds

  of successful runs from fact-based sources. Get a thorough grip on?? the basic strategy.

  Beyond the choice of your table options, this will be the main method in which you

  reduce?? the objective house advantage. As part of this previous step, you will need to

  memorise the basic strategy charts for?? the rule variations you play with. Once you have

  some theory under your belt, scour the blackjack sites currently available?? for New

  Zealand customers. Pay attention to the rule variations available and the betting

  limits, plus online casino basics that?? our reviewers will make light of. Spend some

  time with the online games you chose and practice your skills. Make?? sure to stay in

  control of your gameplay and only stick to responsible and theoretically backed

  decisions.

  Find out about better?? methods of approaching the table game and reducing the

  house advantage. Delving deeper into your study will imply understanding basic?? game

  deviations. You may start taking notes and keeping track of discarded cards and finally

  finding better betting approaches. You?? may find out about card counting or investigate

  the feasibility and utility of approaches such as the Martingale blackjack system.?? The

  strategy does not necessarily inform your in-round play but can structure your betting

  across several rounds.

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